Aetna Sr Underwriting Consultant (National Accounts) in Hartford, Connecticut

Req ID: 43990BR


The Senior Underwriting Consultant will support large plan sponsors in the National Accounts organization. This position could support our Renewal and/or New Business teams. In this role the individual will independently perform accurate analysis and risk assessment to produce sound financial responses/products in a timely manner. S/He will provide superior service in support of writing new and/or renewing Aetna's Medical business and will include interaction not only with internal constituents but also directly with plan sponsors, brokers, and consultants. The Senior Underwriting Consultant will independently assess risk factors, price appropriately for the risk, and will establish plan designs that position Aetna competitively. The Sr Underwriting Consultant will present the application of underwriting concepts and will be held accountable for decisions made on their accounts. S/He will make recommendations for alternate plan sponsor solutions. Essential Functions: · Handles casework and issues autonomously using knowledge of Aetna's products/services and underwriting protocols. · Completes accurate financial analysis and risk assessment to evaluate specific strategic options and opportunities independently. · Recommends and suggests alternatives. · Focuses on quality while completing internal processes efficiently. · Manages multiple tasks and effectively prioritizes work. · Develops and delivers financial exhibits and documentation. · Independently negotiates and fully explains rate development, pricing components and application of underwriting policies while remaining conscious of financial objectives. · Proactively communicates technical concepts to internal and external constituents. · Collaborates and shares information cross-functionally. · Mentors and coaches others. BACKGROUND/EXPERIENCE desired:· Minimum 4+ years Medical Underwriting experience · Strong math aptitude, analytical, critical thinking, and decision making skills · Knowledge and understanding of self-funded and fully insured arrangements is strongly preferred· Proven ability to build strong cross-functional relationships with sales force and other internal organizations· Excellent verbal and written communication skills to interact with customers, brokers and consultants. · Ability to anticipate customer needs and negotiate with customers using tact and diplomacy.· Ability to work well in a fast-paced, team environment and be adaptable to changing priorities. EDUCATION

The highest level of education desired for candidates in this position is a Bachelor's degree or equivalent experience.


Underwriting/ is desired


Functional - Underwriting/Renewal - group medical/4-6 Years

Functional - Underwriting/Pricing methodologies (manual, experience, blended, alternate, etc.)/4-6 Years

Functional - Underwriting/Multiple product types/4-6 Years

Functional - Underwriting/New business - group medical/4-6 Years


Technical - Desktop Tools/TE Microsoft Excel/4-6 Years/End User

Technical - Desktop Tools/Microsoft Word/4-6 Years/End User

Technical - Desktop Tools/Microsoft Outlook/4-6 Years/End User

Technical - Desktop Tools/Microsoft PowerPoint/4-6 Years/End User


Finance/Creating Profitable Customers/ADVANCED

General Business/Maximizing Work Practices/ADVANCED

Leadership/Developing and Executing Strategy/ADVANCED


Finance/Delivering Profit and Performance/ADVANCED

General Business/Communicating for Impact/ADVANCED

Leadership/Collaborating for Results/FOUNDATION

Telework Specifications:

Flexible telework / office-based schedule – Must live a commutable distance from Hartford, CT office location.


Aetna is about more than just doing a job. This is our opportunity to re-shape healthcare for America and across the globe. We are developing solutions to improve the quality and affordability of healthcare. What we do will benefit generations to come.

We care about each other, our customers and our communities. We are inspired to make a difference, and we are committed to integrity and excellence.

Together we will empower people to live healthier lives.

Aetna is an equal opportunity & affirmative action employer. All qualified applicants will receive consideration for employment regardless of personal characteristics or status. We take affirmative action to recruit, select and develop women, people of color, veterans and individuals with disabilities.

We are a company built on excellence. We have a culture that values growth, achievement and diversity and a workplace where your voice can be heard.

Benefit eligibility may vary by position. Click here to review the benefits associated with this position.

Aetna takes our candidate's data privacy seriously. At no time will any Aetna recruiter or employee request any financial or personal information (Social Security Number, Credit card information for direct deposit, etc.) from you via e-mail. Any requests for information will be discussed prior and will be conducted through a secure website provided by the recruiter. Should you be asked for such information, please notify us immediately.

Job Function: Underwriting